Keith Guirao

Keith's grandmother lived to 87 and passed in 2018. On limited money she used SNAP and any Medicare benefits she could, and even in her 70s and 80s she still worked where she could find work to contribute her share. He sat with her at the kitchen table and went through the mail: what a plan actually paid, what the letter from Medicare meant, and which phone number was worth calling. Her memory lives on through this site: plain guides on what coverage actually is, not what the enrollment form skips.

He has spent 18 years in lead generation across insurance, finance, dental, and related YMYL markets. That is operator experience, not a counseling credential. He is not a licensed insurance agent, Medicare counselor, or financial advisor. Educational content only.